Speaker A
Hey everyone, and welcome back to the Deep Dive. Today, we are talking about something that's probably on a lot of your minds if you're a homeowner here in Michigan. Definitely a big one: home repair grants. Oh yeah, it can feel like
Explore 42 Michigan home improvement grants and repair programs for seniors, veterans, and all homeowners to offset costly repairs and upgrades.
Key Takeaways
- Michigan homeowners have access to numerous financial assistance programs for home repairs and improvements.
- Eligibility extends beyond low-income households to include seniors, veterans, and moderate-income earners.
- Programs cover a wide variety of repairs, including energy efficiency upgrades and accessibility modifications.
- Early application is crucial due to limited funding and first-come, first-served policies.
- Comprehensive resources and links are provided to simplify the application process.
Summary
- The video breaks down 42 home repair grants and programs available to Michigan homeowners.
- Programs cover a wide range of repairs including windows, roofs, foundations, plumbing, and energy efficiency.
- Assistance is available not only for low-income families but also for seniors, veterans, people with disabilities, and moderate-income earners.
- Five main sources of assistance include federal, state, local, USDA rural programs, and community organizations.
- Many programs offer grants, interest-free loans, and low-interest loans depending on the homeowner's situation.
- Specialized programs help seniors and veterans with home modifications for safety and accessibility.
- Programs often cover multiple repairs under one application, reducing the need to apply multiple times.
- Eligibility depends on factors like income, location, and priority status, so many homeowners may qualify.
- Funding is limited and operates on a first-come, first-served basis, so early application is encouraged.
- Resources and direct links to programs are available on the podcast page for easy access.
Full Transcript — Download SRT & Markdown
Speaker A
kind of a ways out there. Yeah, it can. Figuring out all the different programs and who qualifies and what they offer—it's a jungle out there. But the good news is, good news is you are not alone. That's right. We are going to break it
Speaker A
all down for you in this Deep Dive. Absolutely, and we've got a ton of resources for you guys on the podcast page. Exactly, so don't worry. Links to all these programs we're talking about—if you miss something we say, you can always go
Speaker A
back and find it all there. Absolutely. So why is this even important? Why should Michigan homeowners care about these programs? Well, you know, Michigan winters—yeah, they are tough on our homes. They are brutal. You know, roofs take a beating,
Speaker A
foundations crack, and then there's energy bills. Don't even get me started. I know, right? It's scary how high those can get. Absolutely, especially in the winter, and you know, repairs and upgrades can be expensive. So expensive. But that's where
Speaker A
these programs come in. They can help offset those costs. We're not talking about chump change. No, we're talking about serious money here—thousands of dollars in potential assistance. Yes, and it's not just for low-income homeowners. Yeah, that's a big misconception. It is
Speaker A
that a lot of people have. Yeah, there are programs for seniors, veterans, people with disabilities, even moderate-income earners who might not think they qualify. Right, so don't count yourself out just because you think you make too much
Speaker A
money. Absolutely, there could still be something out there for you. Absolutely. So where do we begin? There are so many different programs. How do we even know where to start? Well, there are five main sources of assistance. You've got your
Speaker A
federal programs like from HUD. Okay, you got your state programs from MSHDA, your local county and city programs, and then specific help for rural residents through the USDA. Okay, and then finally just a whole network of community organizations that are out there to help.
Speaker A
So it sounds like there's no shortage of options. No, not at all. That's good to know. Yeah, and what's interesting is that a lot of these programs aren't limited to just one type of repair. Okay, so it's not like I have to
Speaker A
find a different program for my windows and my roof and my foundation. Exactly, you might be able to find one program that can help with a lot of those things. Okay, great. Yep, so it pays to do your
Speaker A
research. Absolutely, you really got to understand the nuances of each program, and that's where those jump links and the source material come in handy. Right? Exactly, so you don't have to wade through, you know, pages and pages of
Speaker A
information. You can just click those links and jump straight to the section that you need. Perfect. Okay, you mentioned this earlier, but I want to dig into this a little bit more because I know it's a big concern for a lot of people. Sure, a
Speaker A
lot of homeowners think that these programs are only for low-income families. Right, so can you set the record straight on that? Absolutely. So while income is a factor in some programs, it's not the only one. Okay, like we've been
Speaker A
talking about, seniors, veterans, and people with disabilities often get priority regardless of their income level. Got it. And even if you're above the income limit for a particular program, you might still qualify because your eligibility also depends on things
Speaker A
like your location and the median income in your area. Okay, so you could be making a decent amount of money, but if you're in a really high-income area, you might still qualify for some assistance. So it's all relative. Exactly, it's kind of
Speaker A
like being a small fish in a big pond. Okay, I like that analogy. That makes sense. So don't count yourself out just because you think you make too much money. Exactly, always check because you never know. You never know. Okay, and
Speaker A
another important point before we move on. Yeah, please don't wait. Yes, until your roof is caving in. Absolutely, or your pipes have burst to start looking into these programs. Please don't, because a lot of them have limited funding and
Speaker A
they operate on a first-come, first-served basis. That's right, so you snooze, you lose pretty much. Get on it. Yep. Okay, so let's get into some specific needs and projects that these programs can help with. Sure, you know, window replacement is
Speaker A
a big one, huge for a lot of homeowners here in Michigan. Those drafts in the winter. Absolutely, can be brutal. It's expensive. So expensive. What kind of assistance is out there for window replacement? Well, we've got eight programs that could potentially help
Speaker A
with window replacement. Wow, eight. Yeah, and these programs look at things like the age of your windows, their energy efficiency, and if they pose any safety hazards. Okay, so if my windows are old and drafty and maybe a little dangerous,
Speaker A
I got a good shot at getting some help. You're in good shape. Okay, cool. Yep. What about roofs? Roofs, yes. Roof replacements, another big one. Another big expense, especially if there's been storm damage. Oh yeah, or just wear and tear over time.
Speaker A
Time. Yeah, or hail. Yeah, Michigan gets it all. We get it all. So what can people do? Well, the good news is there are seven programs that can potentially help with roof replacement. Seven. Yep, and we're talking grants, interest-free loans, low
Speaker A
interest loans. Okay, so there are options depending on your situation. Absolutely, that's great. So we've talked about windows and roofs. What other types of repairs do these programs typically cover? Oh, you name it: foundations, electrical, plumbing, heating and cooling,
Speaker A
asbestos and lead removal, sewer and waterline repairs. Wow, it's like they thought of everything. They really have, and they go beyond the basics too. Oh really? Yeah, we found some programs that even offer assistance with home remodeling incentives and bathroom
Speaker A
remodel assistance. Bathroom remodels? I'm intrigued. Tell me more. So a lot of programs recognize that a safe and functional bathroom is essential for everyone's health and well-being. Absolutely, so they might help with things like, you know, replacing old
Speaker A
fixtures, installing grab bars, or just making other modifications to improve accessibility. So it's not just about aesthetics; it's about creating a healthy and safe environment. Exactly. Okay, that makes sense. Now, I know we have a lot of listeners who are either
Speaker A
seniors themselves or have senior loved ones. Right, so what kind of assistance is available specifically for seniors? Well, there are nine programs that specifically focus on helping seniors make their homes safer and more accessible. Okay, so we're talking things
Speaker A
like ramps, bathroom modifications, grab bars, and other adaptations that allow them to age in place. Yeah, aging in place is so important—for seniors to be able to stay and maintain their independence in their homes as long as possible.
Speaker A
Absolutely, that's great. Okay, so we've got seniors covered. What about veterans? Veterans? Yep, we found seven programs specifically designed to help veterans with disability-related housing adaptations, so things like ramps, bathroom modifications again, exactly, widening doorways, installing lifts. Okay,
Speaker A
things like that. So it's all about removing barriers and making sure that everyone can live comfortably and safely in their home. Exactly. Okay, what about those of us who don't fit into those categories? Yeah, there's plenty out there
Speaker A
for everybody else too. The majority of the programs are open to all homeowners regardless of age, income, or disability status. So even if I'm just looking to, you know, make my home a little more energy efficient. Yep, there might be
Speaker A
something out there for me. Absolutely, and those energy efficiency upgrades can save you a ton of money on your utility bill. Oh yeah, for sure. In the long run, it's a win-win. It is. Okay, so there's a lot out there for everybody. Yeah, now I
Speaker A
want to talk about this because I know this is a big concern. Okay, for a lot of people who liv...
Speaker A
comes to home repair assistance yeah that's not true at all really yeah there are actually a number of programs okay that are specifically designed for Rural homeowners okay that's good to know like what what are some examples well one
Speaker A
example is the USDA has a program that caters to low-income homeowners in rural areas okay and they offer both loans and grants to help with essential repairs and upgrades so even if you're out in the country yep you're not forgotten you
Speaker A
are not forgotten okay that's great and don't forget about those Community organizations that we talked about earlier right A lot of them have a strong presence in rural areas okay and they're really dedicated to helping those homeowners in need regardless of
Speaker A
where they live so no matter where you live in Michigan y there is help available there is that is fantastic news okay what about those situations where disaster strikes oh yeah you know a tornado rips through your town or a
Speaker A
major flood happens right are there programs out there that can help homeowners recover from those kinds of events absolutely so if a disaster is declared in your area FEMA steps in and they provide assistance okay and they have a whole range of resources
Speaker A
available from temporary housing to financial aid for repairs okay so FEMA is the big one FEMA is the big one and then I also see something here about the SBA yes the small business administration what do they to do with
Speaker A
this well they also offer grants and Loans okay specifically for disaster related losses that aren't covered by insurance or FEMA okay so kind of like a safety net exactly if you fall through the cracks okay so even in the face of
Speaker A
disaster yes there is hope there is okay let's talk about some of the big players at the federal and state levels okay starting with HUD yes the Department of Housing and Urban Development Y what kind of assistance do they offer so HUD
Speaker A
has a couple of standout programs first up is the rehabilitation and repair loan which is also known as the tile eye property improvement loan catchy yeah and this loan is designed for homeowners who might not qualify for a traditional
Speaker A
home improvement loan maybe because they don't have enough equity in their HS okay so with this program the FHA which is part of Hud they actually ensure the loan for the lender okay so it's kind of like HUD is vouching for you got making
Speaker A
the lender more willing to improve you okay so that could be a big help for people huge help who might otherwise not be able to get a loan absolutely okay so that's the rehabilitation and repair loan yep what's the other HUD program we
Speaker A
need to know about it's the 2 or 3K Rehabilitation mortgage okay which is kind of a unique loan that combines both the purchase or refinancing of a home okay and the cost of Renovations all into one mortgage okay that sounds
Speaker A
convenient it is you don't have to juggle two separate loans for the purchase and the renovations all in one so tell me more about this so within the 203K program you actually have two options you have the limited 203k okay
Speaker A
for smaller projects under $35,000 okay and then you have the standard 203k okay which is for larger projects over $35,000 okay so no matter the size of your project there's an option for you exactly what if I don't want to buy a
Speaker A
new house okay or refinance can I still use this loan for renovation absolutely it can be used for both purchases and refinances okay great so there's some flexibility there talks of flexibility okay awesome what about mshd mshd all
Speaker A
right the Michigan State Housing Development Authority yes what do they bring to the table so they've got a couple of really important programs the first one is the neighborhood enhancement program or EP for short neep got it and this program is all about
Speaker A
funding inative housing projects okay that benefit low and moderate income areas okay so it's not just about helping individuals it's about improving neighborhoods as a whole exactly it's a holistic approach I love that to Community Development yeah okay so
Speaker A
that's the neighborhood enhancement program yep what else does mshda have and then they have the weatherization program can you tell me more about so this program is focused on making homes more energy efficient okay which is a big deal here in Michigan huge deal
Speaker A
especially with our long Winters yeah so this program can help you with things like insulation ventilation and even a furnace tuneup okay so anything that will help me save money on my energy bills exactly I'm here for it okay so
Speaker A
we've covered federal and state program right now let's talk about those Community organizations that often fly into the radar right who are some of the key players we should know about well one of the most well-known is habitat
Speaker A
for it yes they have a whopping 38 programs in Michigan wow all focused on building and repairing homes for those in need yeah they do amazing work incredible work and then they also have their restores oh yeah the restores
Speaker A
which sell discounted building materials appliances and Furniture okay so you can save money and support a good cause exactly a win-win I love that okay what about Michigan Community Action Michigan Community Action I've heard of them yes but I don't really know a lot about what
Speaker A
they do they are a network of 28 agencies okay across the state wow that provide a wide range of services to low-income families including home repair assistance so they're really kind of on the front lines of helping people stay
Speaker A
in their homes they are and make them safe and healthy absolutely okay so we got Habitat for Humanity Michigan Community Action are there any other community organizations that homeowners should be aware of you know there are tons of smaller local organizations out
Speaker A
there doing great work okay the best way to find them is to contact your local city or County Government okay and see what's available in your area okay good tip you never know what you might find you really don't right in your own
Speaker A
backyard you'd be surprised Okay so we've talked about a lot of General programs but I want to Circle back to a couple of specific needs that often come up Okay window replacement and roof replacement are there any programs out
Speaker A
there that Focus specifically on Windows or roofs absolutely so for window replacement yeah one of the best resources is the weatherization assistance program or WAP okay WAP tell me more about that WAP is funded federally okay managed locally okay and
Speaker A
it can help you get energy efficient Windows okay at no cost no cost really wow that's amazing and it's not just limited to Windows they might also help with insulation Heating and Cooling repairs other energy saving upgrades W
Speaker A
so if you're looking to replace your windows and make your home more energy efficient yep WAP is definitely worth checking out absolutely okay what about roof replacement roof replacement are there any specific programs for that so there are a number of avenues for roof
Speaker A
assistance we've got Grant interest free loans and low interest loans available through various programs okay be sure to check out city and county programs and if you're in a rural area the USDA might be a good option okay great so we've got
Speaker A
lots of options for roof replacement lots of options depending on your individual needs and circumstances that's right that's good to know now before we wrap up part one yeah I want to remind everyone that we have a ton of
Speaker A
helpful resources on our podcast page we do including links to all the programs we've talked about today absolutely so please check those out and stay tuned for part two yep where we'll dive deeper into some specific programs looking
Speaker A
forward to it and give you some Insider tips on how to increase your chances of getting approved absolutely and as always if you have any questions feel free to reach out we are here to help absolutely welcome back to the Deep dive
Speaker A
picking up right where we left off exploring all the ins and outs of these home repair Assistance programs here in Michigan absolutely we're excited to dig a little deeper into some specific programs and share some Insider tips can
Speaker A
make all the difference in your application process okay so let's start with that USDA program for Rural homeowners that we mentioned earlier okay seems like a real game changer it is for folks out in the country it really is so can you remind us what that
Speaker A
program was all about so the USDA Rural repair and Rehabilitation loan and grant program okay offers an average Grant of $7,810 and an average loan of $8,800 okay those numbers sound pretty promising yeah but what does that actually translate to in terms of real
Speaker A
world repairs I mean can it cover a typical roof replacement for example that's a great question and while those average amounts might not cover the entire cost of a major roof replacement okay they could definitely make a significant dent in the overall expenses
Speaker A
so it's not a complete solution right but it could significantly ease the financial burden absolutely and remember the program allows you to combine loans and grants okay up to a total of $50,000 in assistance wow that's a substantial
Speaker A
amount of support there it is it seems like a Lifeline for Rural homeowners it is who are facing those big ticket repairs it really is and it's important to remember that the program is flexible okay so loans can be used for a wide
Speaker A
range of repairs improvements or modernizations or to remove health and safety hazards okay so if I need to you know upgrade my electrical system fix my Plumbing or even make my home more accessible this loan could be an option
Speaker A
it could be okay what about the grants grants are specifically for removing health and safety hazards Okay so if I have lead paint that needs to be removed or my roof is literally in danger of collapsing yeah that's when a grant
Speaker A
might come in handy exactly and here's a crucial detail to qualify for a grant you need to be 62 years or older okay and unable to repay a repair loan okay there's no age restriction for the Loan program though okay so if you're a
Speaker A
senior on a fixed income this program could be a real Lifesaver a lifesaver it allows seniors to age in place safely and comfortably absolutely without having to worry about those crushing costs yes speaking of seniors yes I know
Speaker A
a lot of them think that there are specific programs just for them right is that true that's a common misconception okay while there are programs that prioritize seniors yeah they are absolutely eligible for all the general Home Improvement programs we've
Speaker A
discussed so don't limit yourself no cast a wide net yes explore all your options explore all the options and if you're looking for comprehensive information specifically for seniors where should they go reach out to your local Area Agency on Aging okay they can
Speaker A
point you in the right direction and connect you with all those resources that best fit your needs awesome okay let's shift gears a little bit and talk about the weatherization assistance program Le weap yes yes one of my
Speaker A
favorites fantastic program can make a huge difference your comfort and your energy bills it helps homeowners make their homes more energy efficient yes which is so important here in Michigan so important and the best part yes is it
Speaker A
can provide these energy saving upgrades at no cost to eligible homeowners okay I've got to ask yeah no cost really how does that work so it's funded federally but administered locally through a network of community acant agencies okay
Speaker A
so it's a real Community effort it is I love that and it's not just limited to insulation and ventilation no they might help with your heating and cooling systems repairs or Replacements so it's not just about making your home more
Speaker A
comfortable right it's also about making sure that your essential systems are functioning properly exactly and efficiently and by reducing your energy consumption you're not only saving money but also reducing your environmental impact it's a win-win it is win for your
Speaker A
wallet win for the planet absolutely okay I know we mentioned earlier that there are programs specifically for veterans yes can you tell me a little bit more about those of course so the VA offers a range of programs designed to
Speaker A
support veterans with disabilities in adapting their homes for greater accessibility and Independence okay so we're talking about things like ramps bathroom modifications widening doorways installing lifts of that making sure that the home environment is really supportive of their wellbeing okay that
Speaker A
makes sense now I know a lot of homeowners are really curious about the 203k loan program yes can you shed some light on the eligibility requirements and the application process absolutely so the 203k loan is a bit more complex
Speaker A
than some of the other programs that we've talked about but it can be a fantastic option for homeowners who are looking to purchase or refinance a home that needs Renovations sounds like a dream come true it is but it's important
Speaker A
to understand the require re IRS so first and foremost the home must meet certain FHA standards okay so it can't be a complete gut job right it needs to have some structural Integrity okay got it and you'll need to work with an FHA
Speaker A
approved lender okay and a qualified contractor who's familiar with the 203k process okay so this is not a DIY project it is not the renovation plans need to be approved by Hud okay and the funds are held in escrow and released to
Speaker A
the contractor as the work progresses okay so that protects both the lender and the homeowner absolutely now the application process can be a bit more involved than a traditional mortgage application so it's crucial to gather all the necessary documentation
Speaker A
beforehand like what kind of documentation are we talking about you'll need your income verification okay your credit reports and detailed renovation plans including cost estimates okay so a little bit more paperwork yes but the payoff could be huge it could be imagine being able to
Speaker A
purchase your dream fixer upper and roll the renovation costs right into your mortgage that's the ultimate home renovation hat it is I love it okay I want to Circle back to the concept of elev okay because I know this could be
Speaker A
really confusing for people it can we've talked about income limits age restrictions and all these other factors that come into play it varies from program to program right so how can homeowners make sure they're casting the widest net possible and not missing out
Speaker A
on potential assistance my advice is to contact multiple agencies okay and inquire about their specific eligibility criteria so don't just assume that you did qualify exactly you might be pleasantly surprised you never know and remember some programs have waiting
Speaker A
lists okay so it's always best to apply early the early bird gets the worm it does okay let's talk about some common mistakes that homeowners make when applying for these programs all right what are some things that people should
Speaker A
avoid doing one of the biggest mistakes is not reading the program guidelines carefully oh yeah that's like signing a contract without reading the fine print exactly make sure you understand the eligibility requir requirements the types of repairs that are covered and
Speaker A
the application deadlines and don't be afraid to ask questions no the agency staff are there to help you that's their job absolutely another common mistake is not providing all the required documentation oh yeah incomplete applications are a big no no big no no
Speaker A
they can lead to delays or even rejections yeah so gather everything you need beforehand yes income verification proof of home ownership contractor bids anything that's specified in the application instruction it's all about being organized and prepared be prepared
Speaker A
and my final piece of advice be patient be patient those application process can take time yeah so don't get discouraged if you don't hear back right away like waiting for a watched pot to boil exactly but trust me the payoff is worth
Speaker A
it Okay so we've covered a lot of ground in this deep dive we have from you know specific program details to eligibility tips application advice absolutely and we've really explored the transformative impact these programs can have on homeowners lives absolutely allowing
Speaker A
them to make those essential repairs improve their comfort and even increase the value of their homes it's life-changing for a lot of people it is but before we wrap up part two I want to shift gears a little bit okay and talk
Speaker A
about something that I think often gets overlooked in the excitement of home renovations right safety so important it's easy to get caught up it is in you know dreams of smarking new kitchens and cozy Living Spaces absolutely but we
Speaker A
need to remember that home renovations while exciting yeah can also be dangerous they can not approached with caution you got it so before you start tearing down walls or rewiring your electrical system please let's talk about some Essential Safety Tips that
Speaker A
every homeowner should know Safety First welcome back to the Deep dive we've covered a ton of ground in this deep dive we have from eligibility requirements to inspiring stories of homeowners absolutely who have transformed their lives through these
Speaker A
programs it's been an incredible journey but now we're going to shift gears a little bit okay and focus on a topic that often gets overlooked yeah in all the excitement I know of home repairs and renovation it's easy to forget so
Speaker A
important it's easy to get caught up in you know it streams of sparkling new kitchens cozy Living Spaces right but it's important to remember that home renovations while exciting uhhuh can also pose certain risks absolutely if not approached with caution you got it
Speaker A
so before you start tearing down walls or rewiring your electrical system please be careful let's talk about some Essential Safety Tips okay that every homeowner should know safety should always be your top priority absolutely abolutely and that starts with choosing
Speaker A
the right contractor for the job yeah finding a trustworthy and qualified contractor yes can make all the difference it really can not only in the quality of the work right but also in ensuring a safe and smooth renovation
Speaker A
process you want some and you can trust exactly so what are some red flags okay that homeowners should watch out for when they're interviewing potential contractors well first and foremost make sure they're licensed and insured okay that's non-negotiable non-negotiable it
Speaker A
protects you in case of accident or damage yeah you don't want to be on the hook for that you don't what else and don't hesitate to ask for references yes and check them talk to previous clients yes talk to people who have actually
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worked with this contractor see what their experience was like absolutely okay good tip what else another red flag is if a contractor pressures you to make a quick decision oh yeah I hate that or if they seem offensive about their
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qualifications yeah it's like those used car salesmen exactly you want someone who's upfront and on who's not trying to rush you into anything exactly a reputable contractor will be happy to answer your questions yeah and give you all the information you need to make an
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informed decision to feel comfortable okay and get everything in writing always always get it in writing a detailed contract that outlines the scope of the work the timeline the payment schedule Absolut any warranties or guarantees is that way there are no
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surprises right down the road exactly Okay so we've talked about choosing the right contractor y let's talk about some specific safety measures okay that homeowners should take during the renovation process all right one of the biggest concerns is handling habitus
Speaker A
materials yeah especially in older homes especially in older homes you might have as bestest lead paint lead paint all sorts of nasty stuff you don't even know what's lurking yeah so if you suspect that your home might contain hazardous
Speaker A
materials yep what should you do you need to have them tested okay and removed okay and don't try to handle this yourself please don't it's not worth risking your health absolutely call in the professionals the pros know what they're doing okay what about
Speaker A
electrical work electrical work yes electricity is nothing to mess with nothing to mess with one wrong move yeah could be fatal so unless you are a qualified electrician mhm leave it to the pros leave it to the pros and even
Speaker A
if you're just doing some minor repairs like replacing a light fixture yeah what should you do turn off the power to that circuit okay at the breaker box always a good idea always a good idea and never work on electrical wiring with wet hands
Speaker A
oh yeah or or while standing on a wet surface water and electricity bad combination not a good mix no okay what about fire safety fire safety yes especially during Renovations you might have exposed wiring or flammable materials around so it's important to be
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extra cautious be extra cautious you need to have working smoke detectors on every level of your home and outside each sleeping area and test them regularly test them regularly make sure they're working yep because you never know you never know it's also a good
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idea to have a fire extinguisher on hand absolutely and to know how to use it know how to use it don't wait until there's a fire to figure it out right exactly and if you're doing any work that involves heat or fla soldering
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soldering welding make sure you have a firewatch person okay someone who's paying attention paying attention just in case something happens exactly okay good tips let's talk about personal protective equipment PPE PPE yes yes this is essential for anyone involved in
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the renovation process whether you're a homeowner a contractor a subcontractor so we're talking about things like eye protection eye protection hearing protection hearing protection gloves dust masks all of it these simple measures can go a long way in preventing
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injuries and protecting your health it's not worth it to risk your health it's not and it's not just about protecting yourself from immediate hazards it's also about preventing long-term health problems like what like hearing loss from prolonged exposure to loud noises
Speaker A
oh yeah that's a big one big one okay good point all right let's talk about ladder safety ladder safety oh yes this is a big one huge ladders are one of the most common causes of household injuries they aren't it's easy to take them for
Speaker A
granted yeah you don't think about it but they can be dangerous until it's too late if not used properly so always inspect a ladder before you use it okay make sure it's in good condition look for cracks cracks dents loose rungs yeah
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anything that looks suspicious anything suspicious and when you're setting it up make sure it's on a firm level surface don't lean it against a window or anything that could move or shift that's a good tip and always maintain three
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points of contact okay with the ladder so two hands and one foot two hands and one foot two feet and one hand that's right got it and never reach too far to the side it's better to climb down and
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reposition the ladder it is than to risk falling and to risk a fall absolutely okay good advice Now One Last Thing Before we wrap up okay I want to emphasize the importance of communication communication on the job site so important clear and open
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communication between the homeowners contractors and subcontractors everyone needs to be on the same page everyone on the same page prevent accidents exactly make sure everyone understands the scope of the work the safety protocol safety protocol is any potential hazards and
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don't be afraid to speak up please speak up if you see something if you see something that doesn't look right that doesn't look right or feels unsafe it's better to be safe than sorry always always always Absol okay so there you
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have it there you have it a deep dive into essential safety tips for home renovations we covered a lot we covered a lot of ground but remember this is just a starting point absolutely do your resar consult with qualified
Speaker A
professionals yes and always prioritize safety safety first safety first okay and don't forget forget to check out all those helpful resources we have a lot for you on our podcast page tons of information we've compiled a wealth of
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information there to help you navigate absolutely this whole world of home repair assistance and safety tips safety tips everything everything so go forth and create a home you love yes safely and confidently a well-maintained and safe home yes is a foundation for a
Speaker A
happy and fulfilling life absolutely thanks for joining us thanks for having me on this deep dive it's been a pleasure and we'll see you next time see you next time
Topics:Michigan home improvementhome repair grantshome repair programssenior home assistanceveteran home grantsenergy efficiency grantsroof repair assistancewindow replacement grantsUSDA rural housingMSHDA programs
