Yes, it is permissible to say this if 'so-and-so' is a known and direct cause, such as someone who physically saved you from drowning. This attributes the outcome to a clear and evident cause.
This statement is not permissible because it uses the conjunction 'and' (waaw) which implies equality between Allah and another, constituting shirk (polytheism). It is forbidden to equate Allah with anyone else in such a manner.
This statement is permissible. The use of 'then' (thumma) indicates a sequence, acknowledging Allah as the primary cause and then the individual as a secondary, subsequent cause, without implying equality.
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